


It doesn’t impose fees, though, which is good. Capital One scores lower here with a 3.4 because it doesn’t offer discounts or details on APRs. This category rating includes starting APRs, fees like prepayment and application fees, and discounts for automatic payments or bundling services.

Capital One scores 4.2 here because it offers new, used, and refinance loans with a variety of terms. In this category, we look at the types of loans available, loan amounts, term lengths, and added benefits. Capital One scores 4.5 out of 5.0 because it doesn’t have a minimum credit score and it’s available in all states. We also note whether a company offers preapprovals or not. This category includes state availability, age restrictions, vehicle restrictions, minimum credit score, and ease of application process. Not all auto loans are available to everyone. The rating includes Capital One’s longevity since 1996 and its A- rating with accreditation from the Better Business Bureau (BBB). As a large national bank, Capital One scores well in this category with a 4.7 out of 5.0. Industry Standingįirst, our team looked at Capital One’s industry reputation. If you believe you've been the victim of a scam - report the scam to the BBB Scam Tracker and the government via the FTC ReportFraud site. You may also want to report scammers directly to the FBI.Here’s a deeper look at the methodology we use to rate Capital One along with other auto loan providers.
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Also, now enjoy free Social Security number dark web monitoring. CreditWise® from Capital One-Keep a close eye on your credit report and receive alerts anytime a new credit line is opened in your name (and reported to TransUnion or Experian.Enroll in Paperless – Enroll in paperless settings to prevent your personal information being stolen from or en route to your mailbox.Sign Up for Instant Purchase Notifications – Receive a push notification on your phone each time a new purchase is approved on your account, so you can spot unauthorized charges the moment they happen.Shop online with virtual card numbers and keep your actual card number to yourself. Use Card Lock – Lock your card with just a few taps from the Capital One Mobile app to try to prevent any unauthorized charges if your card is misplaced, lost, or stolen.You can reply in the moment to stop fraudulent activity. Add your mobile number to receive 2-Way Text Alerts-If we detect potentially suspicious activity on your account we’ll send a text.Capital One provides a comprehensive set of features that can help you protect yourself from fraud:
